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I'm Jim Baca
Loan Originator

NMLS#: 1916627

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Hello, welcome to my page.

I was born and raised in Socorro, New Mexico and currently live in Mesa, Arizona.  I am a licensed Mortgage loan Originator serving in New Mexico and Colorado.

After graduating from high school in 1984, for a brief time attended New Mexico State University in Las Cruces, NM. While there, I worked for Little Caesars Pizza.  I started as a crew member and moved my way up the ladder up to Director of Operations.

I met my wife Judy in 1985, got married in 1992 and have three grown and successful children.   In 1998, we moved to Arizona for more job opportunities.   I started working for the food service provider, Levy Restaurants, at Chase Field where the Arizona Diamondbacks play and  FootPrint Center where the Phoenix Suns play. I held various management positions during my tenure there.

I went back to school in 2000 and graduated with a bachelor’s degree in information systems from the University of Phoenix in 2002.  As a result, I moved into an Information Systems Manager position with Levy Restaurants.   In 2004, I obtained a Master of Science degree in Information Systems.  After 7 years of working for Levy Restaurants, I took a position with Fresh Vitamins as a Systems Administrator. I worked for Fresh Vitamins for 13 years before taking a position with Leslie’s Poolmart which is one of largest residential pool supply stores in the nation.  After Leslie’s, I moved to a different position in the payments industry with credit card terminals at Equinox Payments.

What got me from IT to mortgage lending?  I have purchased a total of four homes.   Every time I applied for and prepared for my various mortgage loans, there was always the mortgage broker who was only interested in closing a loan.  In my experience, they were often pushy and rarely available to discuss or answer any questions we had on the mortgage loan.  I could not talk to anyone about the status of my loan process.  If there was an issue, it felt like there was no one to look for alternatives or help in any way.

At Old West Lending, I can assure my applicants I will not be that way.  I understand the anxiety and stress related to applying for and getting an affordable mortgage loan rate with reasonable payments.   I will always be available for you to ask any questions or help solve any mortgage loan related issues.  I will look for every opportunity for you, the homebuyer, to make this a positive experience.

All-in-One Solution

Our Loan Process...


A loan pre-approval sets you up for a smooth home buying experience.


Start working with a real estate agent and viewing homes.


A few documents are needed to get a loan file through underwriting.


Assemble all the necessary paperwork and details for the underwriter.


They closely evaluate all the documentation in the loan package.


Documents are drawn and sent to the title company for closing.

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